Banking Sector Reform Program

The program's significantly longer than anticipated implementation also meant that there was considerable turnover of key staff within executing and implementing agencies as well as on the ADB team (six mission leaders over the course of implementation). These changes contributed further to delays as new staff learned their responsibilities and adjusted to the many exigencies of a complex and wide-ranging program. A program of more focused scope would have helped reduce the effective transition period for new staff, thereby allowing more effective and timely implementation.