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CSV
Lesson
Understanding changing market conditions during implementation and undertaking timely adjustments in the design in response to the conditions help maintain the relevance of the project and facilitate delivery of outputs within the planned timeline. The minor changes made in the design were instrumental in accelerating the pace of the project after a slow start and in delivering the expected project outputs.

Project Number: 47046-002
Project Name: Gansu Featured Agriculture and Financial Services System Development Project
Report Date:
Lesson
State-owned banks are often used for policy lending that target specific sectors offering low interest rates and preferential terms. It is important that during project preparation, financial intermediaries selected are aligned with the market-based approach of FIL projects to avoid crowding out subloans and nonparticipation of selected intermediaries in lending to the target sector.

Project Number: 47046-002
Project Name: Gansu Featured Agriculture and Financial Services System Development Project
Report Date:
Lesson
Adequate risk assessment and provisions for mitigation measures on safeguards at design stage are critical requirements for project readiness. Oftentimes, these prerequisites (e.g., analysis on the need for land acquisition), if not sufficiently done, could contribute to implementation delays. Such analysis could include appropriate assessment of project target areas, including land availability, as well as meeting the pertinent social safeguards prior to site access and/or civil works.

Project Number: 40534-013
Project Name: Second Crop Diversification Project
Report Date:
Lesson
A short repayment schedule can cause liquidity shortages for participating financial institutions and affect the ongoing disbursement of green finance loans. With monthly repayments on a 3-year loan and approved sub-loan terms of up to 5 years, a maturity mismatch can occur, which is what appears to have happened with Arvand.

Project Number: 45229-001
Project Name: Access to Green Finance Project: Project Completion Report
Report Date:
Lesson
Participating financial institutions (PFIs) achieve all the number and volume targets in terms of disbursing a credit line (as it is their core activity), but then fall short on achieving a strategic shift towards the project’s qualitative objective, which in this case was to build a strong relationship between the PFIs, the smart green energy solutions suppliers, and the borrowers for the provision and adoption of green finance, as well as making the PFIs’ loan officers semi-experts on smart green energy solutions products, technologies, quality standards and specifications, supplier asse

Project Number: 45229-001
Project Name: Access to Green Finance Project: Project Completion Report
Report Date:
Lesson
2. Plans should have been incorporated in the design to include a rigorous impact evaluation that establishes data from a baseline survey at the onset and another one after the project.

Project Number: 42007-014
Project Name: Small Business and Entrepreneurship Development Project
Report Date:
Lesson
Enhanced microfinance expertise during the inception phase to ensure success of any small loan program;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
Enhanced procurement support to assist executing agency and other agencies to improve preparation and management of the ICB bidding process;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
More frequent supervision during implementation of gender-related activities would ensure compliance with GAP and monitoring of GAP indicators from the start of the project;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
House connections for water supply and sanitation should be included into project design so that beneficiaries may accrue the full benefits of the built infrastructure; and

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
Close supervision by executing agency is required to ensure that safeguard policy statement’s requirements for LAR external monitoring and reporting are fully complied with.

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
Additional consideration should have been given to the provision of the following, which addresses problems encountered: engagement of institutional strengthening consulting expertise would have improved project design;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
No additional lessons

Project Number: 36169-023
Project Name: Rural Finance Sector Development Cluster Program (Subprogram 2)
Report Date:
Lesson
The definition of microfinance at appraisal in the context of Uzbekistan should have been given upfront to provide overall guidance in the project design.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
Poverty intervention projects such as the project need to be clear on the mechanisms for ensuring participation of the poor.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
CSV