Requirement for financial intermediary transformation. For the Local Loans and Development Fund's (LLDF) professional operation, the project established systems, such as loan management software and operational manuals. However, the organization requires a full-time, qualified head to further drive its growth and sustainable expansion. The current part-time status of the chief executive officer will make it difficult for the organization to thrive. In addition, linkages between LLDF and the Finance Commission, which determines allocations to the nine provinces, could help mainstream LLDF as a sector player that catalyzes continuous improvement of local-level administration and governance through financial incentives.
Local Government Infrastructure Improvement Project