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Lesson
The regulatory bottlenecks affecting project implementation need to be assessed rigorously at appraisal and the relevant government agencies and stakeholders need to be proactive in resolving implementation issues. In addition, to achieve good project performance, the project design needs to include continuous policy dialogue and knowledge sharing of international best practices.

Project Number: 42007-013
Project Name: Second Small and Microfinance Development Project
Report Date:
Lesson
Due diligence of PCBs should be thorough during appraisal. ADB should have taken a more cautious stance in the selection of PCBs, especially when Agrobank had earlier failed to meet the covenant on return on assets.

Project Number: 42007-013
Project Name: Second Small and Microfinance Development Project
Report Date:
Lesson
Enhanced procurement support to assist executing agency and other agencies to improve preparation and management of the ICB bidding process;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
More frequent supervision during implementation of gender-related activities would ensure compliance with GAP and monitoring of GAP indicators from the start of the project;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
House connections for water supply and sanitation should be included into project design so that beneficiaries may accrue the full benefits of the built infrastructure; and

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
Close supervision by executing agency is required to ensure that safeguard policy statement’s requirements for LAR external monitoring and reporting are fully complied with.

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
Additional consideration should have been given to the provision of the following, which addresses problems encountered: engagement of institutional strengthening consulting expertise would have improved project design;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
Enhanced microfinance expertise during the inception phase to ensure success of any small loan program;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
Effective institutional arrangements are critically important to the successful implementation of urban reforms.

Project Number: 37220-023
Project Name: Sindh Cities Improvement Investment Program - Tranche 1
Report Date:
Lesson
Investing in comprehensive, integrated sector packages with a focus on priority cities have a strong impact in achieving urban sector reforms.

Project Number: 37220-023
Project Name: Sindh Cities Improvement Investment Program - Tranche 1
Report Date:
Lesson
An incremental, phased approach to implementing transformational reforms can help reduce political resistance and enhance the sustainability of reforms.

Project Number: 37220-023
Project Name: Sindh Cities Improvement Investment Program - Tranche 1
Report Date:
Lesson
No additional lessons

Project Number: 36169-023
Project Name: Rural Finance Sector Development Cluster Program (Subprogram 2)
Report Date:
Lesson
No new lessons

Project Number: 42235-013, 42235-023
Project Name: Microfinance Development Program (Subprograms 1 and 2)
Report Date:
Lesson
Adequate due diligence needs to be undertaken to ensure that all participating commercial bank (PCBs) are financially sound. In addition to providing a credit line and capacity building through a TA project, policy dialogues should also be mainstreamed into the project to make the effort comprehensive and to sustain the project’s outcomes and outputs. If this was done, the microcredit organization component might not have been dropped from the project.

Project Number: 42007-013
Project Name: Second Small and Microfinance Development Project
Report Date:
Lesson
Implementation has also revealed an urgent need to enhance the information technology (IT) capabilities of the PCFs and MFIs so that the credit reporting and information exchange can be improved. The MDP helped the SBV standardize the reporting requirements for PCFs and MFIs and set up the microfinance information exchange system within the National Credit Information Center (CIC). However, a majority of these small- sized credit institutions lack the skills and standard IT systems to properly comply with the new reporting standards.

Project Number: 42235-013, 42235-023
Project Name: Microfinance Development Program - Subprograms 1 and 2: Program Completion Report
Report Date: