Second Small and Microfinance Development Project

Adequate due diligence needs to be undertaken to ensure that all participating commercial bank (PCBs) are financially sound. In addition to providing a credit line and capacity building through a TA project, policy dialogues should also be mainstreamed into the project to make the effort comprehensive and to sustain the project’s outcomes and outputs. If this was done, the microcredit organization component might not have been dropped from the project.