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Lesson
The selection of appropriate institutions is crucial in targeting poor and low-income households. Commercial banks are constrained to reach large numbers of poor households due to inherent rigidities of bank regulations and policies.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
No additional lessons

Project Number: 32467-013
Project Name: Chittagong Hill Tracts Rural Development Project
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Lesson
The use of credit lines is not adequate in meeting long-term development needs and constraints of the sector.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
Changing the scope of a project during implementation as excessively as in this case cannot be considered as a good practice, even when in response to a flood.

Project Number: 31282-013
Project Name: Southern Province Rural Economic Advancement Project
Report Date:
Lesson
The definition of microfinance at appraisal in the context of Uzbekistan should have been given upfront to provide overall guidance in the project design.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
No additional lessons

Project Number: 29586-013
Project Name: North-West Frontier Province Barani Area Development Project (Phase 2)
Report Date:
Lesson
Poverty intervention projects such as the project need to be clear on the mechanisms for ensuring participation of the poor.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
The lessons drawn by the PCR are valuable to ADB. ADB needs to seriously consider the socioeconomic and political environments in designing projects. Implementing a project in an unstable environment is not likely to yield positive outcomes. Proper timing is important in introducing a project especially when it entails a paradigm shift (i.e., from supply-led to demand driven). The experience with this project highlighted the need for greater coordination with other donors in addressing the country’s strategic development needs.

Project Number: 32541-013
Project Name: Fiji: Alternative Livelihoods Development Project
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Lesson
Capacity building is needed in enabling institutions to reach the poor with demand driven products and services.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
No additional lessons

Project Number: 40909-014
Project Name: Equity Investment in Bank of Hangzhou
Report Date:
Lesson
The validation concurs with these issues and would also add that uncertainty remains regarding the Afghanistan private sector‘s overall ability to absorb credit even when available. Another uncertainty is AIB‘s ability to make up, through increased regular lending to private customers and investing in alternative assets overseas, for the inevitable loss of special situations of the sort (e.g. a sharp reduction in the US army deposits), which had provided AIB some measure of its financial success vis-à-vis very wide interest spreads gained by investing idle US Army cash balances in 12+%.

Project Number: 37903-014
Project Name: Equity Investment in Afghanistan International Bank
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Lesson
No additional lessons

Project Number: 33335-013
Project Name: Social Security Sector Development Program
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Lesson
Poor countries are rightly skeptical of borrowing only for consulting services because in the absence of the requisite infrastructure they fail to internalize outputs and derive gains from the institutional reforms in full. This affects the extent to which government ownership materializes through the course of implementation. The RRP summarized the lessons identified from prior financial sector reform projects (RRP, page 11, para. 35) on government ownership in terms of the reform agenda.

Project Number: 28332-013
Project Name: Corporate and Financial Governance Project
Report Date:
Lesson
Reestablishing the identity papers and legal documentation of disaster victims is an essential and urgent necessity, and ADB's support to the government's program improved its delivery and effectiveness by ensuring sufficient funds. As highlighted in the performance audit, the mobile clinics facilitated legal documentation and proved to be an efficient mechanism for emergency situations. This can be adopted as a good practice for future interventions.

Project Number: 39144-013
Project Name: Tsunami-Affected Areas Rebuilding Project
Report Date:
Lesson
Construction of sewerage and wastewater treatment plants (WWTP) was substantially delayed due to delays in land acquisition, preparation of a detailed design, and a change of site location. In order to avoid any unnecessary delay in the implementation of the project, sufficient attention should be paid to land acquisition in project preparation, and the land should be made available for the project prior to mobilization of the design consultant.

Project Number: 32239-013
Project Name: Urban and Environmental Improvement Project
Report Date: