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Lesson
Results-based lending (RBL) is well suited if it is embedded in a wider government-owned and led program. It can be an effective modality for achieving both physical outputs and nonphysical goals. It can also make changes in national policies that go beyond the project’s physical scope. The climate risk assessments, procurement processes, and beneficiary selection criteria used in this program were also applied in non-ADB financed provinces. The instructions issued and policies adopted by the government were “national”in nature and impact.

Project Number: 50022-002
Project Name: Affordable Rural Housing Program
Report Date:
Lesson
Experience with this program validated the four reasons for the choice the policy-based lending (PBL) programmatic approach as most suitable for the development of the finance sector of Cambodia. First, financial sector development is a gradual process that requires proper sequencing. Key foundational reforms of the banking subsector must be in place before progressing to more complex reforms of the nonbank subsector.

Project Number: 44263-013, 44263-015, 44263-016
Project Name: Inclusive Financial Sector Development Program
Report Date:
Lesson
The collection of sex-disaggregated data is a key feature of programs that support women and the policy-based loan funds could have been used as leverage to create such database.

Project Number: 45230-001
Project Name: Women’s Entrepreneurship Support Sector Development Program
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Lesson
Constraints to small and medium enterprise (SME) financing should have been fully identified at appraisal and addressed in the design.

Project Number: 44060-024
Project Name: Small and Medium Enterprise Investment Program (Tranche 2)
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Lesson
Changing performance targets and due dates midstream is not warranted.

Project Number: 37220-023
Project Name: Sindh Cities Improvement Investment Program (Tranche 1)
Report Date:
Lesson
ADB had gained experience in Pakistan’s municipal services sector and these were recorded in past PCRs and country assistance program evaluations. Except for the successful Punjab Community Water Supply and Sanitation Project, available PCRs rated ADB’s interventions less than successful, including the recent experience with the Megacity Development Project in the Sindh province (footnote 28). Lessons from these experiences could have been applied to the design of this MFF.

Project Number: 37220-023
Project Name: Sindh Cities Improvement Investment Program (Tranche 1)
Report Date:
Lesson
A lack of assessment and monitoring of contingent liabilities causing fiscal risk and limited coverage of public financial management affecting expenditure and fiscal consolidation was an additional risk identified for subprograms 2 and 3.

Project Number: 48044-001, 48044-004, 48044-005
Project Name: Improving Domestic Resource Mobilization for Inclusive Growth Program
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Lesson
Continuing TA support is required to ensure the sustainability of the program, especially to enhance domestic savings (output 3), and the increased mobilization of private resources focused on mobilizing private savings (output 4). Private savings through pensions and a more developed capital market will mobilize long-term finance. These reforms, however, are long-term in nature involving legislative changes and institutional strengthening.

Project Number: 48044-001, 48044-004, 48044-005
Project Name: Improving Domestic Resource Mobilization for Inclusive Growth Program
Report Date: