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Lesson
The borrower is not obligated to request disbursement of the full amount related to the fulfillment of any disbursement-linked indicator (DLI). Accordingly, ADB disbursement projections can be overly optimistic. This point should be considered in future revisions of RBL policies.

Project Number: 50022-002
Project Name: Affordable Rural Housing Program
Report Date:
Lesson
The selection of suitable participating financial institution (PFI) partners is important to better implement a financial intermediation loan project. PFIs that are financially sound, have good track records, and are committed toward serving rural enterprises and SMEs are likely to be effective in implementing financial intermediation loans.

Project Number: 47305-002, 47305-004
Project Name: Horticulture Value Chain Development Project
Report Date:
Lesson
It is good practice for an executing agency to conduct its own midterm review. This allowed timely assessment of progress and identification of issues that might cause shortfalls.

Project Number: 47305-002, 47305-004
Project Name: Horticulture Value Chain Development Project
Report Date:
Lesson
Hiring a consultant to periodically collect data is crucial in monitoring and subsequently maintaining output achievements. Similarly, it will be useful for financial intermediary projects to engage a consultant to monitor the Implementation status of subprojects.

Project Number: 47305-002, 47305-004
Project Name: Horticulture Value Chain Development Project
Report Date:
Lesson
Constant training and practice are effective in deepening stakeholder understanding of ADB safeguard requirements and the ways they can best be met. This was proven by this project's experience with the executing agency that had no prior exposure to the concept og an environmental and social management system.

Project Number: 47305-002, 47305-004
Project Name: Horticulture Value Chain Development Project
Report Date:
Lesson
Establishing an internally sourced project management unit (PMU) at the executing agency and project implementation units at PFIs will improve project management and efficiency. The Ministry of Finanace did not establish a separate PMU but assigned a focal point from existing staff to lead project management. However, high turnover of the assigned MOF staff affected project continuity and institutional memory and delayed submission of safeguard reports.

Project Number: 42007-018
Project Name: Small Business Finance Project
Report Date:
Lesson
implementation of environmental and social management system, capacity building and skills training, gender mainstreaming, and additional funding support for small businesses. In addition to strengthening the capacity of the PFIs to lend to small businesses, capacity building can also help prepare PFIs without previous experience working with IFIs for future partnerships with international agencies.

Project Number: 42007-018
Project Name: Small Business Finance Project
Report Date:
Lesson
The experience and knowledge gained by the PFIs—especially Davr Bank and the UzbekLeasing International A.O., which subsequently attracted other development partners—added value to the project. The areas that were particularly beneficial across the PFIs were project analysis, formulation, and

Project Number: 42007-018
Project Name: Small Business Finance Project
Report Date:
Lesson
Selection of suitable participating financial institution (PFI) partners is key to the successful implementation of a financial intermediation loan (FIL) project. PFIs that are financially sound, have good track records, and strategic orientation toward small and medium enterprises (SMEs) and strong project ownership—such as those selected under the project—are likely to be effective in implementing FILs for small businesse

Project Number: 42007-018
Project Name: Small Business Finance Project
Report Date:
Lesson
Protracted bidding can compromise the implementation of projects. One of the major issues encountered by this project was the protracted bidding process undertaken by the executing agency (EA). The bidding process for the civil works and construction supervision contracts took more than 1 year to complete because of the EA’s unfamiliarity with the updated ADB guidelines. It added to an initial delay of more than 1 year because of changes in the road design, which required updating the design, feasibility study, and tender documents.

Project Number: 50063-001
Project Name: Kashkadarya Regional Road Project
Report Date:
Lesson
Careful consideration of typically applied engineering solutions and examination of project readiness with the use of an agreed upon checklist will help mitigate implementation risks and synchronize startup and financial activities. Engineering solutions that are typically considered could have been looked into during project appraisal, as any changes introduced after loan approval will impact the project cost and implementation period.

Project Number: 50063-001
Project Name: Kashkadarya Regional Road Project
Report Date:
Lesson
Efficient and effective utilization in terms of reallocations of project financing is imperative to maximize the achievement of project outputs.

Project Number: 42489-043
Project Name: Water Supply and Sanitation Services Investment Program – Tranche 3
Report Date:
Lesson
Critical elements of the outcome must be identified as early as possible and addressed either through additional funding or technical assistance prior to loan closing.

Project Number: 42489-043
Project Name: Water Supply and Sanitation Services Investment Program – Tranche 3
Report Date:
Lesson
While public-private partnerships (PPPs) can help improve service delivery, this is a greenfield for Uzbekistan in view of the newly drafted PPP law. Thus, simpler management contracting could have been the more viable option.

Project Number: 42489-043
Project Name: Water Supply and Sanitation Services Investment Program – Tranche 3
Report Date:
Lesson
The need for robust evidencing mechanisms that can track outcomes and impacts credibly. Core issues of poverty reduction, income generation, and increased productivity require careful monitoring, preferably including a comparable group of nonbeneficiaries to assess the real impact of the project.

Project Number: 40086-013
Project Name: Water Resource Management Sector Project
Report Date: