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Lesson
No additional lessons

Project Number: 28708
Project Name: South Asia Regional Apex Fund
Report Date:
Lesson
The program has successfully eased the constraints to expansion of microfinance services, but outreach to the poor needs to be improved. Within the broad context of inclusive growth, the growth and commercialization of the microfinance sector increased access to financial services, created jobs, and increased financial literacy. However, outreach to households below the poverty line remains limited.

Project Number: 38579-013
Project Name: Microfinance Development Program
Report Date:
Lesson
No additional lessons

Project Number: 32467-013
Project Name: Chittagong Hill Tracts Rural Development Project
Report Date:
Lesson
The use of credit lines is not adequate in meeting long-term development needs and constraints of the sector.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
Key success factors are government buy-in and an appropriately designed program. The key factors that contributed to the success of the MDP were (i) the strong commitment of the government and support from stakeholders to develop the sector and achieve sustainable microfinance; and (ii) a well-designed program that appropriately addressed the key constraints, accompanied by TA to support the program objectives and a grant for capacity development.

Project Number: 38579-013
Project Name: Microfinance Development Program
Report Date:
Lesson
Changing the scope of a project during implementation as excessively as in this case cannot be considered as a good practice, even when in response to a flood.

Project Number: 31282-013
Project Name: Southern Province Rural Economic Advancement Project
Report Date:
Lesson
The definition of microfinance at appraisal in the context of Uzbekistan should have been given upfront to provide overall guidance in the project design.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
Developing the microfinance sector entails a comprehensive approach that addresses key constraints at all levels. First, it entails enhancing the policy and regulatory environment. Second, it means developing the market infrastructure. In the case of the MDP, it was developing and adopting the performance standards for microfinance and drafting the bill for the credit information system that was successfully passed into law. Third, it means developing the capacity of MFIs for sound and sustainable microfinance operations.

Project Number: 38579-013
Project Name: Microfinance Development Program
Report Date:
Lesson
No additional lessons

Project Number: 29586-013
Project Name: North-West Frontier Province Barani Area Development Project (Phase 2)
Report Date:
Lesson
Poverty intervention projects such as the project need to be clear on the mechanisms for ensuring participation of the poor.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
No additional lessons

Project Number: 33301-013, 33301-032
Project Name: Central Region Livelihood Improvement Project
Report Date:
Lesson
Vigilance needs to be exercised in maintaining market-based principles for sound and sustainable microfinance operations. The issuance of EO 558 initially threatened the foundation of the government’s market-based financing strategy for the sector. It did not have any significant adverse impact on the policy environment, as the market-oriented framework was already well established and institutionalized in the sector.

Project Number: 38579-013
Project Name: Microfinance Development Program
Report Date:
Lesson
The lessons drawn by the PCR are valuable to ADB. ADB needs to seriously consider the socioeconomic and political environments in designing projects. Implementing a project in an unstable environment is not likely to yield positive outcomes. Proper timing is important in introducing a project especially when it entails a paradigm shift (i.e., from supply-led to demand driven). The experience with this project highlighted the need for greater coordination with other donors in addressing the country’s strategic development needs.

Project Number: 32541-013
Project Name: Fiji: Alternative Livelihoods Development Project
Report Date:
Lesson
Capacity building is needed in enabling institutions to reach the poor with demand driven products and services.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
NAPC’s information system capacity should have been assessed earlier. An assessment of NAPC’s information system should have been made at the formulation stage. Policy action and TA could have been incorporated in the program design to achieve an effective and functioning information system.

Project Number: 38579-013
Project Name: Microfinance Development Program
Report Date: