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Lesson
In a centrally controlled finance sector environment like Uzbekistan, gradual easing of constraints is the appropriate approach. A project such as this one can be successful in easing the constraints to local currency cash loans, loan terms, and the capacity of participating commercial banks for MSE lending. However, it cannot address other constraints identified at appraisal such as restrictions on dollar-denominated cash loans, and those encountered during implementation, such as restrictions on microcredit organizations and cash balances of banks.

Project Number: 42007-013
Project Name: Second Small and Microfinance Development Project
Report Date:
Lesson
The regulatory bottlenecks affecting project implementation need to be assessed rigorously at appraisal and the relevant government agencies and stakeholders need to be proactive in resolving implementation issues. In addition, to achieve good project performance, the project design needs to include continuous policy dialogue and knowledge sharing of international best practices.

Project Number: 42007-013
Project Name: Second Small and Microfinance Development Project
Report Date:
Lesson
Due diligence of PCBs should be thorough during appraisal. ADB should have taken a more cautious stance in the selection of PCBs, especially when Agrobank had earlier failed to meet the covenant on return on assets.

Project Number: 42007-013
Project Name: Second Small and Microfinance Development Project
Report Date:
Lesson
Additional consideration should have been given to the provision of the following, which addresses problems encountered: engagement of institutional strengthening consulting expertise would have improved project design;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
Enhanced microfinance expertise during the inception phase to ensure success of any small loan program;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
Enhanced procurement support to assist executing agency and other agencies to improve preparation and management of the ICB bidding process;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
More frequent supervision during implementation of gender-related activities would ensure compliance with GAP and monitoring of GAP indicators from the start of the project;

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
House connections for water supply and sanitation should be included into project design so that beneficiaries may accrue the full benefits of the built infrastructure; and

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
Close supervision by executing agency is required to ensure that safeguard policy statement’s requirements for LAR external monitoring and reporting are fully complied with.

Project Number: 37697-013
Project Name: Urban Development Sector Project
Report Date:
Lesson
An incremental, phased approach to implementing transformational reforms can help reduce political resistance and enhance the sustainability of reforms.

Project Number: 37220-023
Project Name: Sindh Cities Improvement Investment Program - Tranche 1
Report Date:
Lesson
Effective institutional arrangements are critically important to the successful implementation of urban reforms.

Project Number: 37220-023
Project Name: Sindh Cities Improvement Investment Program - Tranche 1
Report Date:
Lesson
Investing in comprehensive, integrated sector packages with a focus on priority cities have a strong impact in achieving urban sector reforms.

Project Number: 37220-023
Project Name: Sindh Cities Improvement Investment Program - Tranche 1
Report Date:
Lesson
No additional lessons

Project Number: 36169-023
Project Name: Rural Finance Sector Development Cluster Program (Subprogram 2)
Report Date:
Lesson
Diagnostics play an important role in the successful implementation of policy reforms.

Project Number: 48044-001, 48044-004, 48044-005
Project Name: Improving Domestic Resource Mobilization for Inclusive Growth Program
Report Date:
Lesson
Gradual and complex reforms require simultaneous activities and flexibility to manage bottlenecks.

Project Number: 48044-001, 48044-004, 48044-005
Project Name: Improving Domestic Resource Mobilization for Inclusive Growth Program
Report Date: