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Lesson
The formulation of a coherent results framework that logically links the inputs, activities, and outputs with the envisaged outcome facilitates better monitoring and measurement of project results. The quality of a design and monitoring framework is enhanced by outcome targets that are realistic and appropriately reflect the immediate changes of the outputs.

Project Number: 47305-002, 47305-004
Project Name: Horticulture Value Chain Development Project
Report Date:
Lesson
The selection of suitable participating financial institution (PFI) partners is important to better implement a financial intermediation loan project. PFIs that are financially sound, have good track records, and are committed toward serving rural enterprises and SMEs are likely to be effective in implementing financial intermediation loans.

Project Number: 47305-002, 47305-004
Project Name: Horticulture Value Chain Development Project
Report Date:
Lesson
2. Plans should have been incorporated in the design to include a rigorous impact evaluation that establishes data from a baseline survey at the onset and another one after the project.

Project Number: 42007-014
Project Name: Small Business and Entrepreneurship Development Project
Report Date:
Lesson
1. Regulatory bottlenecks (such as regulatory procedures on foreign exchange and restrictions on cash transactions) that affect implementation need to be assessed more comprehensively, reviewed at appraisal, with the relevant agencies proactively involved in addressing the issues.

Project Number: 42007-014
Project Name: Small Business and Entrepreneurship Development Project
Report Date:
Lesson
Adequate due diligence needs to be undertaken to ensure that all participating commercial bank (PCBs) are financially sound. In addition to providing a credit line and capacity building through a TA project, policy dialogues should also be mainstreamed into the project to make the effort comprehensive and to sustain the project’s outcomes and outputs. If this was done, the microcredit organization component might not have been dropped from the project.

Project Number: 42007-013
Project Name: Second Small and Microfinance Development Project
Report Date:
Lesson
Capacity building is needed in enabling institutions to reach the poor with demand driven products and services.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
The selection of appropriate institutions is crucial in targeting poor and low-income households. Commercial banks are constrained to reach large numbers of poor households due to inherent rigidities of bank regulations and policies.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
The use of credit lines is not adequate in meeting long-term development needs and constraints of the sector.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
The definition of microfinance at appraisal in the context of Uzbekistan should have been given upfront to provide overall guidance in the project design.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date:
Lesson
Poverty intervention projects such as the project need to be clear on the mechanisms for ensuring participation of the poor.

Project Number: 33196-013
Project Name: Small and Microfinance Development Project
Report Date: